The Real Cost of Avoidance

“Whoever can be trusted with very little can also be trusted with much.” — Luke 16:10 There’s a quiet truth about money that many of us don’t like to face: avoidance feels easier than accountability. Ignoring that bill, pushing off budgeting, or pretending debt doesn’t exist can feel like relief in the moment — but in reality, it delays your peace and blocks your overflow. 💭 Avoidance Feels Easier, But Alignment Leads to Overflow When we avoid our finances, we’re not just postponing payments — we’re postponing purpose. Each time we say, “I’ll deal with it later,” what we’re really saying is, “God, I don’t trust You with this yet.” But stewardship starts with small, consistent acts of faith: opening the bill, checking the account, making a plan — even when it feels uncomfortable. 💸 Being Trusted With Little Being a good steward over what you already have tells God you’re ready for more. Poor stewardship doesn’t just show up in overspending — it shows up in neglect. When we refuse to manage what’s in our hands, we quietly communicate that we’re not ready for increase. The truth is, we’re not owners — we’re managers of His blessings. 🙏 Stewardship Is a Spiritual Practice Money management isn’t about control; it’s about surrender. When we start aligning our spending with our faith, budgeting becomes less about restriction and more about redirection. You’re telling your money where to go — not out of fear, but out of faith. 💡 Face It. Fix It. Steward It Well. Avoidance delays growth, but stewardship multiplies blessings. The moment you stop running from your money story is the moment you invite peace back into your finances. “We think avoiding the problem protects our peace… but really, it delays our progress.” So, today — open that envelope. Look at that balance. Write down your goals. Because telling your money where to go and what to do is not just strategy — it’s spiritual discipline. ✨ Closing Encouragement You don’t need to have it all figured out. Start small, stay consistent, and let God multiply what you manage. Because when you choose alignment over avoidance, overflow becomes inevitable.

Joi Coles

10/15/20251 min read